Inventory
Purchase inventory before demand peaks.
Use cases
Capital for the moments when growth needs cash first
Bridge the gap between an opportunity and the cash it generates.
InventoryMarketplacesMarketingNew channelSeasonalityCash flow
When it makes sense
It works best when the money goes into something that generates sales within a reasonable time.
Marketplace payouts
Bridge the gap between marketplace sales and settlement dates.
Marketing
Scale campaigns that already show healthy unit economics.
New channel
Launch a new sales channel without draining day-to-day cash.
What it could look like in practice
Illustrative scenarios to explain the product. They are not real customer cases.
Illustrative example
Online store before the season
An online fashion store selling about €24,000 a month needs to buy its winter collection two months before sales start. It receives €10,000, knows its fixed fee before accepting and repays the agreed total through a share of seasonal sales.
Illustrative example
Marketplace seller
A marketplace seller receives payouts weeks after each sale and needs to restock before peak season. It uses the funding so it doesn't run out of stock while waiting for settlements; repayment follows the pace of its sales.
Illustrative example
Brand scaling campaigns
A D2C brand has campaigns with a stable, profitable acquisition cost, but budget is limiting growth. It increases spend on campaigns that already work and repays through part of the additional sales.
Illustrative example
Business opening a new channel
A card-accepting retailer that sells well in-store wants to start selling online. It funds the online store set-up and initial stock without touching the cash it needs for payroll and suppliers.
Illustrative example
Restaurant before summer
A restaurant with a terrace and card payments needs extra furniture and larger purchases before the summer season. In quieter months less is collected, because repayment depends on sales.
Illustrative example
One-off cash-flow gap
A business with steady sales has to pay a supplier upfront to get a better price. It uses the funding to capture the discount and repays through the following months' sales.
When it may not be a good fit
We'd rather be clear: revenue-based financing isn't right for everything.
Usually a good fit if…
- You have regular, verifiable sales, online or by card.
- You know what you'll invest in and how it turns into sales.
- You prefer a fixed, known cost to an interest rate.
- You want repayment to adapt to your sales.
It may not be a good fit if…
- You need to cover ongoing losses or pay overdue debts.
- Your business has no stable sales yet or has traded under 6 months.
- You need very long-term funding, such as to buy property.
- The margin on the investment doesn't cover the fixed fee.
- It's a personal expense.
Run the numbers first
Before using funding to grow, compare what it costs with what you expect to earn: if the investment generates more margin than the fee, it usually makes sense.
And think about pace: repayment comes out of your sales, so a strong season speeds it up and a slow one slows it down.
Repayment
Connected sales this period€24,380
Collected (agreed share)€3,657
Remaining balance€9,840
Sales per monthPart collected
Repaid of the total43%
Estimated payoffOct 2026 (forecast)
Have a growth opportunity?
Tell us what you need and, if approved, get the money in your account within 48 business hours of signing the contract.