015 MIN
Apply online
Tell us how much you need and share your trading data (for example, recent bank statements). Read-only connections to your bank or store are coming soon.
Funding for companies and sole traders in Spain
Funding to grow your business. No fixed monthly payments.
Funding sized to your sales for companies and sole traders in Spain.
- If approved, get the money in your account within 48 business hours of signing the contract.
- A fixed fee of between 6% and 10% of the contract amount, known before you accept the offer.
- Repayment is linked to your sales.
No equity given up
Applying is free
In 90 seconds
Watch it explained in a minute and a half
What it is, what it costs and how you repay. No financial jargon.
That simple
Three steps, no bank visit
All online: no business plan and no waiting for weeks.
02NO OBLIGATION
Get your offer
We tell you how much you receive, your fixed fee and what you repay in total, before you accept. No obligation: accept it only if you like it.
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Sign and get paid
Sign online and get the money in your account within 48 business hours of signing. Then a share of your sales is retained until the total is complete.
Check your eligibility
Find out how much funding your business could access
Enter your monthly revenue and how long your company has been trading to see an indicative funding amount.
The final offer is calculated after we assess your business.
ApplyIndicative funding amount:
up to €20,000*
With 3–5 months of trading, through a partner
Indicative contract amount, before the fee is deducted. The exact amount and the fee are set in your offer after we assess your business.
Repayment is linked to your sales.
The amount collected changes with your sales, in line with the terms of your final offer.
*Indicative estimate only. This is not an offer or an approval.
The final funding amount, the fixed fee and the repayment terms are set after FundRapido assesses your business.
What it costs
One fee. Nothing else.
This is everything you pay, and everything you don’t.
Clear pricing
One fixed fee
It is set for your business after the assessment and you see it in the offer before you accept. You know the full cost from the start.
Every month a share of what you sell is deducted
Your sales that month
What is deducted that month
Repayment runs on its own: each month the agreed share of your sales is deducted. If you sell less one month, you repay less that month.
What you pay
- One fixed fee
- A small share of your sales until the total is complete
- You can repay early without any penalty; the fee does not change.
What you DON'T pay
- No interest
- No fixed instalments
- No penalties
Illustrative examples
What can it be used for?
Three typical situations where funding based on your sales solves the problem without touching your cash.
Stock
Buy stock ahead of the season
Bring forward your inventory purchase without touching your cash and repay it with the sales that very stock generates.
For example, a fashion store with €22,000/month in sales could use €15,000 for the winter collection.
Marketplace
Bridge the marketplace payout gap
Marketplaces pay out your sales with a delay. If you need to restock before you get paid, you don't have to stop selling.
For example, a seller with €31,000/month in sales could use €20,000 to restock their main products.
Advertising
Scale a campaign that already works
If your campaigns are already profitable and budget is the only limit, bring the ad spend forward.
For example, a brand with €16,000/month in sales could use €10,000 to scale profitable campaigns.
Illustrative examples. Not actual FundRapido customers. More use cases →
Why FundRapido
Funding that adapts to your business, not the other way round
Built for online stores, brands and digital businesses that sell every day.
Pay as you sell
No fixed instalments. In a slow month you pay less; in a strong month you finish sooner. The total never changes.
Genuinely fast
Apply online in about 5 minutes. No meetings, no unnecessary paperwork and no bank queues.
Your company stays yours
No personal guarantee for business performance, nothing mortgaged, no shares given up.
You can come back
Once you have repaid a good part, you can apply for new funding, usually with less paperwork because we already know you.
Requirements
What you need. And what you don't.
If you meet these four points, you can apply. Meeting them does not guarantee approval.
You need
- A company (S.L., S.L.U. or S.A.) or sole trader registered in Spain
- At least 6 months of sales
- Sales of €6,500 a month or more, online or by card
- Share your sales data (bank statements; read-only connection coming soon)
You don't need
- A personal guarantee for the business's results. The director is personally liable only in cases of fraud, concealment of revenue or false information.
- A business plan or a pitch
- To visit an office
- To switch banks or stop using yours
- To give up equity or explain how you use the money
Check if I qualify
2 minutes. No obligation.
FAQ
What everyone asks
Another question? Write to us or request a 15-minute call.
What exactly does it cost?
A fixed fee of between 6% and 10% of the contract amount. The exact percentage is set after we assess your business and you see it in your offer before accepting, so you know the full cost from the start. No interest, no fixed instalments, no penalties.
How do I repay?
With a small share of your sales, deducted automatically until the agreed total is complete. No transfers to make, nothing to remember. If you sell less one month, you pay less that month.
What if I sell less one month?
You pay less, automatically, because the payment is a share of what you sell. It will take a little longer to complete the total, but the total does not change: no surcharges, no late interest, no penalties.
How long does it take?
Applying takes about 5 minutes. If approved, you get the money in your account within 48 business hours of signing the contract.
Is it a loan?
It is not a bank loan: it is a cuentas en participación (participation account) agreement under articles 239–243 of the Spanish Commercial Code. FundRapido contributes capital to your business and shares in its results. FundRapido is not a CIRBE reporting entity, so the transaction is not reported to CIRBE.
Am I personally liable?
You are not personally liable if the business simply sells less than expected. The director is only liable in case of fraud, concealed revenue or false information; the exact conditions are in the agreement.
Start today
Apply for your offer in 5 minutes
It’s free and there’s no commitment. We review your application and tell you the next step: an offer or what information we still need.