/* =====================================================================
   FundRapido — shared styles (header, mega-menu, footer, page components)
   Loaded by every page. index.html keeps its own inline styles for the
   landing sections; this file owns the header, footer and inner pages.
   ===================================================================== */
:root {
  --color-bg: #ffffff; --color-surface: #f6f8fd; --color-surface-2: #eaf0fa;
  --color-ink: #0b1f3a; --color-ink-2: #1f2d4a; --color-muted: #5a6a85; --color-line: #dfe5ee;
  --color-primary: #1456f1; --color-primary-ink: #0a3bb3; --color-primary-soft: #e8efff;
  --color-primary-glow: rgba(20,86,241,.32);
  --color-accent: #00c389; --color-accent-ink: #0a7a55; --color-accent-soft: #e2fbf2;
  --color-warn: #9a4a00; --color-warn-soft: #fff4e5; --color-danger: #c0392b;
  --color-violet: #0a3bb3; --color-violet-soft: #efebff;
  --grad-primary: linear-gradient(135deg, #1456f1 0%, #4b7cff 55%, #0a3bb3 100%);
  --grad-deep: linear-gradient(140deg, #071634 0%, #0b1f3a 42%, #17357a 100%);
  --grad-line: linear-gradient(90deg, transparent, var(--color-line), transparent);
  --radius-sm: 10px; --radius-md: 16px; --radius-lg: 24px; --radius-xl: 32px;
  --shadow-sm: 0 2px 6px rgba(11,31,58,.06);
  --shadow-md: 0 8px 24px rgba(11,31,58,.08);
  --shadow-lg: 0 24px 60px -18px rgba(11,31,58,.22);
  --shadow-xl: 0 40px 90px -30px rgba(11,31,58,.34);
  --shadow-glow: 0 18px 40px -14px var(--color-primary-glow);
  --shadow-mm: 0 30px 70px -24px rgba(11,31,58,.30), 0 2px 8px rgba(11,31,58,.05);
  --container: 1180px;
  --header-h: 68px;
  --ease: cubic-bezier(.22,.61,.36,1);
  --ease-out: cubic-bezier(.16,1,.3,1);
  --mm-dur: 180ms;
  --font: "Inter", "Helvetica Neue", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --font-display: "Inter Display", "Inter", system-ui, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; }
body { margin: 0; font-family: var(--font); color: var(--color-ink); background: var(--color-bg); line-height: 1.55; font-size: 16px; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img { max-width: 100%; display: block; }
a { color: var(--color-primary); text-decoration: none; }
a:hover { text-decoration: underline; }
button { font-family: inherit; cursor: pointer; }
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 700; letter-spacing: -0.022em; color: var(--color-ink); margin: 0 0 16px; text-wrap: balance; }
h1 { font-size: clamp(2.05rem, 4.6vw, 3.4rem); line-height: 1.06; letter-spacing: -0.032em; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.35rem); line-height: 1.15; letter-spacing: -0.026em; }
h3 { font-size: 1.15rem; line-height: 1.32; }
p { margin: 0 0 14px; color: var(--color-ink-2); }
.container { max-width: var(--container); margin: 0 auto; padding: 0 20px; position: relative; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--color-primary); margin-bottom: 14px; padding: 6px 12px; border-radius: 999px; background: var(--color-primary-soft); }
.eyebrow::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
:focus-visible { outline: 3px solid var(--color-primary); outline-offset: 2px; border-radius: 6px; }
.skip-link { position: absolute; left: -9999px; top: 0; background: #fff; padding: 8px 12px; z-index: 1000; }
.skip-link:focus { left: 12px; top: 12px; }
[hidden] { display: none !important; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.nowrap { white-space: nowrap; }

/* ---------- Buttons ---------- */
.btn { position: relative; display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 24px; border-radius: 999px; font-weight: 650; font-size: .98rem; line-height: 1.2; border: 1px solid transparent; transition: transform .18s var(--ease), box-shadow .18s var(--ease), background .18s var(--ease), border-color .18s var(--ease); text-decoration: none !important; white-space: nowrap; }
.btn--primary { background: var(--grad-primary); color: #fff; box-shadow: var(--shadow-glow); }
.btn--primary:hover { transform: translateY(-2px); box-shadow: 0 24px 46px -16px var(--color-primary-glow); }
.btn--ghost { background: #fff; color: var(--color-ink); border-color: var(--color-line); }
.btn--ghost:hover { border-color: #bfd0ec; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn--light { background: #fff; color: var(--color-ink); }
.btn--light:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.btn--outline-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.4); }
.btn--outline-light:hover { border-color: #fff; transform: translateY(-2px); }
.btn--sm { padding: 10px 17px; font-size: .9rem; }
.btn--lg { padding: 17px 30px; font-size: 1.05rem; }
.btn--block { width: 100%; }
.btn svg { width: 18px; height: 18px; flex: none; }

/* =====================================================================
   HEADER + MEGA MENU
   Pattern: disclosure buttons (not ARIA menu roles). Panels are absolutely
   positioned, so opening them never shifts layout.
   ===================================================================== */
.header { position: sticky; top: 0; z-index: 60; background: rgba(255,255,255,.86); backdrop-filter: saturate(180%) blur(14px); -webkit-backdrop-filter: saturate(180%) blur(14px); border-bottom: 1px solid transparent; transition: border-color .25s var(--ease), background .25s var(--ease), box-shadow .25s var(--ease); }
.header.is-stuck, .header.has-open { border-bottom-color: var(--color-line); background: rgba(255,255,255,.97); }
.header.is-stuck { box-shadow: 0 6px 24px -14px rgba(11,31,58,.28); }
.nav { display: flex; align-items: center; gap: 18px; padding: 0 20px; height: var(--header-h); max-width: var(--container); margin: 0 auto; }
.nav__logo { display: inline-flex; align-items: center; gap: 10px; font-weight: 750; color: var(--color-ink); font-size: 1.12rem; letter-spacing: -.02em; flex: none; }
.nav__logo:hover { text-decoration: none; }
.nav__logo svg { width: 30px; height: 30px; display: block; }
.nav__right { display: flex; align-items: center; gap: 10px; margin-left: auto; }
.nav__signin { display: none; color: var(--color-ink-2); font-size: .94rem; font-weight: 600; padding: 8px 10px; border-radius: 10px; }
.nav__signin:hover { background: var(--color-surface); text-decoration: none; color: var(--color-ink); }
.lang-switch { display: inline-flex; border: 1px solid var(--color-line); border-radius: 999px; padding: 3px; background: #fff; }
.lang-switch a { display: inline-block; text-decoration: none; background: transparent; border: 0; padding: 6px 11px; font-size: .82rem; font-weight: 650; color: var(--color-muted); border-radius: 999px; transition: background .2s var(--ease), color .2s var(--ease); }
.lang-switch a[aria-current] { background: var(--color-ink); color: #fff; }

.mnav { display: none; margin-left: 18px; }
.mnav__list { list-style: none; margin: 0; padding: 0; display: flex; align-items: center; gap: 2px; }
.mnav__trigger { display: inline-flex; align-items: center; gap: 6px; border: 0; background: transparent; color: var(--color-ink-2); font-size: .95rem; font-weight: 600; padding: 10px 12px; border-radius: 10px; transition: background .15s var(--ease), color .15s var(--ease); }
.mnav__trigger svg { width: 14px; height: 14px; transition: transform var(--mm-dur) var(--ease); color: var(--color-muted); }
.mnav__trigger:hover, .mnav__trigger[aria-expanded="true"] { background: var(--color-surface); color: var(--color-ink); }
.mnav__trigger[aria-expanded="true"] svg { transform: rotate(180deg); color: var(--color-primary); }
.mnav__trigger.is-current { color: var(--color-primary); }

.mm { position: absolute; top: calc(100% + 8px); left: 50%; width: min(1040px, calc(100vw - 40px)); transform: translate(-50%, -6px); opacity: 0; transition: opacity var(--mm-dur) var(--ease), transform var(--mm-dur) var(--ease); z-index: 70; }
.mm.is-open { opacity: 1; transform: translate(-50%, 0); }
.mm::before { content: ""; position: absolute; left: 0; right: 0; top: -20px; height: 20px; } /* hover bridge */
.mm__inner { display: grid; grid-template-columns: 1fr 340px; gap: 12px; background: #fff; border: 1px solid #dde6f5; border-radius: 22px; box-shadow: var(--shadow-mm); padding: 14px; }
.mm__links { list-style: none; margin: 0; padding: 6px; display: grid; grid-template-columns: 1fr 1fr; gap: 4px 8px; align-content: start; }
.mm__link { display: flex; gap: 14px; align-items: flex-start; padding: 14px; border-radius: 14px; color: var(--color-ink); transition: background .15s var(--ease); }
.mm__link:hover, .mm__link:focus-visible { background: var(--color-surface); text-decoration: none; }
.mm__link[aria-current="page"] { background: var(--color-primary-soft); }
.mm__icon { flex: none; width: 40px; height: 40px; border-radius: 12px; background: var(--color-primary-soft); color: var(--color-primary); display: flex; align-items: center; justify-content: center; transition: transform .2s var(--ease-out), background .2s var(--ease); }
.mm__icon svg { width: 20px; height: 20px; }
.mm__link:hover .mm__icon { transform: translateY(-1px); background: #dbe6ff; }
.mm__text { display: grid; gap: 3px; }
.mm__title { font-weight: 650; font-size: .96rem; line-height: 1.3; }
.mm__desc { font-size: .85rem; color: var(--color-muted); line-height: 1.45; }
.mm__feat { position: relative; overflow: hidden; border-radius: 16px; background: var(--grad-deep); color: #fff; padding: 26px 24px; display: flex; flex-direction: column; }
.mm__feat::before { content: ""; position: absolute; inset: 0; background: radial-gradient(70% 70% at 100% 0%, rgba(20,86,241,.55), transparent 62%), radial-gradient(60% 60% at 0% 100%, rgba(0,195,137,.22), transparent 60%); pointer-events: none; }
.mm__feat > * { position: relative; }
.mm__feat-eyebrow { font-size: .72rem; text-transform: uppercase; letter-spacing: .12em; font-weight: 700; color: #a9c9ff; margin-bottom: 10px; }
.mm__feat .mm__feat-title { font-family: var(--font-display); font-weight: 700; letter-spacing: -.02em; color: #fff; font-size: 1.22rem; line-height: 1.25; margin: 0 0 12px; }
.mm__feat .mm__feat-big { font-family: var(--font-display); font-size: 1.55rem; font-weight: 750; letter-spacing: -.02em; line-height: 1.2; color: #fff; margin: 0; }
.mm__feat .mm__feat-big + .mm__feat-big { font-size: 1.02rem; color: #7fe6c0; margin-top: 4px; }
.mm__feat p:not([class]) { color: rgba(255,255,255,.8); font-size: .9rem; margin: 10px 0 0; }
.mm__feat ul { list-style: none; margin: 16px 0 0; padding: 0; display: grid; gap: 8px; }
.mm__feat li { display: flex; gap: 9px; font-size: .9rem; color: rgba(255,255,255,.9); }
.mm__feat li svg { width: 16px; height: 16px; flex: none; margin-top: 3px; color: #7fe6c0; }
.mm__feat .btn { margin-top: auto; align-self: flex-start; }
.mm__feat-cta { padding-top: 20px; margin-top: auto; }

.nav__burger { display: inline-flex; align-items: center; justify-content: center; width: 42px; height: 42px; border: 1px solid var(--color-line); border-radius: 12px; background: #fff; color: var(--color-ink); }
.nav__burger svg { width: 20px; height: 20px; }

@media (min-width: 1080px) {
  .mnav { display: block; }
  .nav__signin { display: inline-flex; }
  .nav__burger { display: none; }
}
@media (max-width: 1079px) {
  .nav__right .nav__apply { display: none; }
}
@media (min-width: 640px) and (max-width: 1079px) {
  .nav__right .nav__apply { display: inline-flex; }
}

/* Mobile menu — accordion, no mega panels */
.mobile-menu { border-top: 1px solid var(--color-line); background: #fff; max-height: calc(100vh - var(--header-h)); max-height: calc(100dvh - var(--header-h)); overflow-y: auto; overscroll-behavior: contain; }
.mobile-menu.is-open { animation: menuIn .2s var(--ease-out); }
@keyframes menuIn { from { opacity: 0; transform: translateY(-6px); } }
@media (min-width: 1080px) { .mobile-menu { display: none !important; } }
.mobile-menu__inner { max-width: var(--container); margin: 0 auto; padding: 6px 20px 20px; }
.macc { border-bottom: 1px solid var(--color-surface-2); }
.macc__btn { width: 100%; display: flex; align-items: center; justify-content: space-between; background: none; border: 0; padding: 16px 4px; font-size: 1.02rem; font-weight: 650; color: var(--color-ink); text-align: left; }
.macc__btn .pm { position: relative; width: 16px; height: 16px; flex: none; }
.macc__btn .pm::before, .macc__btn .pm::after { content: ""; position: absolute; left: 0; right: 0; top: 7px; height: 2px; border-radius: 2px; background: var(--color-muted); transition: transform var(--mm-dur) var(--ease); }
.macc__btn .pm::after { transform: rotate(90deg); }
.macc__btn[aria-expanded="true"] .pm::after { transform: rotate(0deg); }
.macc__btn[aria-expanded="true"] { color: var(--color-primary); }
.macc__panel { padding: 0 0 12px; display: grid; gap: 2px; }
.macc__panel a { display: flex; align-items: center; gap: 12px; padding: 10px 6px; border-radius: 10px; color: var(--color-ink-2); font-weight: 550; }
.macc__panel a:hover { background: var(--color-surface); text-decoration: none; }
.macc__panel a .mm__icon { width: 32px; height: 32px; border-radius: 10px; }
.macc__panel a .mm__icon svg { width: 16px; height: 16px; }
.mobile-menu__row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; padding-top: 18px; }
.mobile-menu__row .btn--primary { grid-column: 1 / -1; order: -1; }
body.menu-open { overflow: hidden; }

@media (max-width: 520px) {
  .nav { padding: 0 14px; gap: 10px; }
  .nav__right { gap: 6px; }
  .lang-switch a { padding: 5px 9px; }
}

/* =====================================================================
   INNER PAGE LAYOUT
   ===================================================================== */
.section { padding: clamp(56px, 7.5vw, 96px) 0; position: relative; }
.section--tight { padding: clamp(40px, 5vw, 64px) 0; }
.section--alt { background: var(--color-surface); }
.section--deep { background: var(--grad-deep); color: #fff; overflow: hidden; }
.section--deep::before { content: ""; position: absolute; inset: 0; background: radial-gradient(50% 60% at 10% 0%, rgba(20,86,241,.45), transparent 60%), radial-gradient(50% 60% at 90% 100%, rgba(0,195,137,.35), transparent 60%); pointer-events: none; }
.section--deep > .container { z-index: 1; }
.section--deep h2, .section--deep h3 { color: #fff; }
.section--deep p { color: rgba(255,255,255,.8); }
.section--deep .eyebrow { background: rgba(255,255,255,.1); color: #a9c9ff; }
.shead { max-width: 760px; margin-bottom: 40px; }
.shead--center { margin-left: auto; margin-right: auto; text-align: center; }
.shead p { color: var(--color-muted); font-size: 1.07rem; line-height: 1.6; margin: 0; }
.section--deep .shead p { color: rgba(255,255,255,.76); }

.crumbs { font-size: .84rem; color: var(--color-muted); margin-bottom: 18px; display: flex; flex-wrap: wrap; gap: 6px; align-items: center; }
.crumbs a { color: var(--color-muted); }
.crumbs span[aria-hidden] { opacity: .5; }

/* Page hero */
.phero { position: relative; overflow: hidden; padding: clamp(44px, 6vw, 84px) 0 clamp(48px, 6vw, 80px); background: linear-gradient(180deg, #f3f7ff 0%, #fff 100%); }
.phero::before { content: ""; position: absolute; width: 640px; height: 640px; top: -300px; right: -180px; border-radius: 50%; background: radial-gradient(circle, rgba(20,86,241,.18), transparent 65%); pointer-events: none; }
.phero::after { content: ""; position: absolute; width: 460px; height: 460px; bottom: -300px; left: -160px; border-radius: 50%; background: radial-gradient(circle, rgba(0,195,137,.14), transparent 65%); pointer-events: none; }
.phero > .container { z-index: 1; }
.phero__grid { display: grid; gap: clamp(32px, 5vw, 56px); align-items: center; }
@media (min-width: 960px) { .phero__grid--aside { grid-template-columns: 1.1fr .9fr; } }
.phero__lead { font-size: clamp(1.05rem, 1.5vw, 1.2rem); color: var(--color-ink-2); max-width: 60ch; line-height: 1.6; }
.phero__lead + .phero__lead { margin-top: -4px; }
.phero__cta { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 26px; }
.phero h1 strong { background: var(--grad-primary); -webkit-background-clip: text; background-clip: text; color: transparent; }
.phero--deep { background: var(--grad-deep); color: #fff; }
.phero--deep::before { background: radial-gradient(circle, rgba(20,86,241,.5), transparent 65%); }
.phero--deep h1, .phero--deep .phero__lead { color: #fff; }
.phero--deep .crumbs, .phero--deep .crumbs a { color: rgba(255,255,255,.7); }
.phero--deep .eyebrow { background: rgba(255,255,255,.1); color: #a9c9ff; }

/* Facts strip */
.facts { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; }
@media (min-width: 760px) { .facts { grid-template-columns: repeat(var(--cols, 5), 1fr); } }
.facts__item { display: flex; align-items: center; gap: 10px; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: 14px 16px; font-weight: 650; font-size: .93rem; color: var(--color-ink); box-shadow: var(--shadow-sm); }
.facts__item svg { width: 20px; height: 20px; color: var(--color-accent); flex: none; }

/* Tiles / cards */
.grid { display: grid; gap: 18px; grid-template-columns: 1fr; }
@media (min-width: 700px) { .grid--2, .grid--3, .grid--4 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .grid--3 { grid-template-columns: repeat(3, 1fr); } .grid--4 { grid-template-columns: repeat(4, 1fr); } }
.tile { position: relative; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 26px; display: flex; flex-direction: column; transition: border-color .2s var(--ease), transform .2s var(--ease), box-shadow .2s var(--ease); }
a.tile { color: inherit; }
a.tile:hover, .tile--hover:hover { border-color: #c5d3e8; transform: translateY(-3px); box-shadow: var(--shadow-lg); text-decoration: none; }
.tile__icon { width: 46px; height: 46px; border-radius: 14px; background: var(--color-primary-soft); color: var(--color-primary); display: flex; align-items: center; justify-content: center; margin-bottom: 16px; }
.tile__icon svg { width: 22px; height: 22px; }
.tile h3 { margin-bottom: 8px; }
.tile p { color: var(--color-muted); font-size: .96rem; margin: 0; }
.tile p + p { margin-top: 10px; }
.tile__more { margin-top: auto; padding-top: 16px; font-weight: 650; font-size: .92rem; color: var(--color-primary); display: inline-flex; align-items: center; gap: 6px; }
.section--deep .tile { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.13); }
.section--deep .tile p { color: rgba(255,255,255,.75); }
.section--deep .tile__icon { background: rgba(255,255,255,.1); color: #a9c9ff; }
.section--alt .tile { box-shadow: var(--shadow-sm); }

/* Steps */
.flow { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; counter-reset: flow; }
@media (min-width: 900px) { .flow--h { grid-template-columns: repeat(var(--cols, 4), 1fr); } }
.flow__step { position: relative; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 24px; counter-increment: flow; }
.flow__step::before { content: counter(flow); display: inline-flex; align-items: center; justify-content: center; width: 36px; height: 36px; border-radius: 12px; background: var(--grad-primary); color: #fff; font-weight: 750; margin-bottom: 14px; box-shadow: var(--shadow-glow); }
.flow__step h3 { font-size: 1.06rem; margin-bottom: 6px; }
.flow__step p { color: var(--color-muted); font-size: .94rem; margin: 0; }
.flow--v .flow__step { display: grid; grid-template-columns: 44px 1fr; gap: 0 18px; }
.flow--v .flow__step::before { grid-row: span 2; margin: 0; }

/* Split: text + aside */
.split { display: grid; gap: clamp(28px, 4vw, 56px); align-items: center; }
@media (min-width: 960px) { .split { grid-template-columns: 1fr 1fr; } .split--wide { grid-template-columns: 1.2fr .8fr; } }
.prose { max-width: 70ch; }
.prose p, .prose li { color: var(--color-ink-2); font-size: 1.02rem; line-height: 1.7; }
.prose h2 { margin-top: 40px; }
.prose h3 { margin-top: 28px; }
.prose ul, .prose ol { padding-left: 1.2em; }
.prose li { margin-bottom: 6px; }

/* Checklist */
.checks { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.checks li { display: flex; gap: 12px; align-items: flex-start; color: var(--color-ink-2); }
.checks li svg { width: 22px; height: 22px; flex: none; color: var(--color-accent); margin-top: 1px; }
.checks--x li svg { color: var(--color-danger); }
.checks--2 { grid-template-columns: 1fr; }
@media (min-width: 760px) { .checks--2 { grid-template-columns: 1fr 1fr; gap: 12px 28px; } }
.section--deep .checks li { color: rgba(255,255,255,.88); }

/* Chips */
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip { display: inline-flex; align-items: center; gap: 7px; padding: 8px 14px; border-radius: 999px; background: #fff; border: 1px solid var(--color-line); font-size: .9rem; font-weight: 600; color: var(--color-ink-2); }
.chip svg { width: 15px; height: 15px; color: var(--color-primary); }

/* Status badges */
.sbadge { display: inline-flex; align-items: center; gap: 6px; padding: 4px 10px; border-radius: 999px; font-size: .74rem; font-weight: 700; letter-spacing: .02em; white-space: nowrap; }
.sbadge::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
.sbadge--live { background: var(--color-accent-soft); color: var(--color-accent-ink); }
.sbadge--soon { background: var(--color-primary-soft); color: var(--color-primary-ink); }
.sbadge--planned { background: #eef1f6; color: var(--color-muted); }
.sbadge--illus { background: var(--color-warn-soft); color: var(--color-warn); }

/* Money example (illustrative) */
.money { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow-lg); }
.money__label { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 12px; font-size: .76rem; text-transform: uppercase; letter-spacing: .1em; color: var(--color-muted); font-weight: 700; }
.money__row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding: 12px 0; border-bottom: 1px dashed var(--color-line); }
.money__row span { color: var(--color-muted); }
.money__row strong { font-family: var(--font-display); font-size: 1.35rem; letter-spacing: -.02em; font-variant-numeric: tabular-nums; white-space: nowrap; }
.money__row--total { border: 0; margin: 8px -12px 0; padding: 14px 12px; border-radius: var(--radius-md); background: var(--color-primary-soft); }
.money__row--total span { color: var(--color-ink); font-weight: 650; }
.money__row--total strong { color: var(--color-primary); font-size: 1.7rem; }
.money__note { margin: 14px 0 0; font-size: .84rem; color: var(--color-muted); font-style: italic; }

/* Illustrative example card */
.illus { position: relative; background: #fff; border: 1px dashed #e8c79c; border-radius: var(--radius-lg); padding: 24px; }
.illus__tag { margin-bottom: 12px; }
.illus h3 { margin-bottom: 8px; }
.illus p { color: var(--color-ink-2); margin: 0; }
.illus__foot { margin-top: 14px !important; font-size: .82rem; color: var(--color-muted) !important; }

/* Callout */
.callout { display: flex; gap: 16px; align-items: flex-start; background: #fff; border: 1px solid var(--color-line); border-left: 4px solid var(--color-primary); border-radius: var(--radius-md); padding: 20px 22px; }
.callout svg { width: 24px; height: 24px; color: var(--color-primary); flex: none; }
.callout h3 { font-size: 1.02rem; margin-bottom: 4px; }
.callout p { margin: 0; color: var(--color-ink-2); font-size: .96rem; }
.callout--warn { border-left-color: var(--color-warn); }
.callout--warn svg { color: var(--color-warn); }
.callout--accent { border-left-color: var(--color-accent); }
.callout--accent svg { color: var(--color-accent); }

/* Table */
.tbl-wrap { overflow-x: auto; border: 1px solid var(--color-line); border-radius: var(--radius-lg); background: #fff; }
.tbl { width: 100%; border-collapse: collapse; min-width: 560px; font-size: .95rem; }
.tbl th, .tbl td { text-align: left; padding: 15px 18px; border-bottom: 1px solid var(--color-line); vertical-align: top; }
.tbl thead th { background: var(--color-surface); font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--color-muted); }
.tbl tbody th { font-weight: 650; color: var(--color-ink); }
.tbl tr:last-child td, .tbl tr:last-child th { border-bottom: 0; }
.tbl td.hl, .tbl th.hl { background: #f5f8ff; }

/* FAQ accordion */
.faqx { display: grid; gap: 10px; max-width: 880px; }
.faqx details { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md); transition: border-color .2s var(--ease), box-shadow .2s var(--ease); }
.faqx details[open] { border-color: #c5d3e8; box-shadow: var(--shadow-md); }
.faqx summary { cursor: pointer; list-style: none; padding: 18px 52px 18px 20px; font-weight: 650; position: relative; }
.faqx summary::-webkit-details-marker { display: none; }
.faqx summary::after { content: ""; position: absolute; right: 20px; top: 50%; width: 10px; height: 10px; border-right: 2px solid var(--color-muted); border-bottom: 2px solid var(--color-muted); transform: translateY(-70%) rotate(45deg); transition: transform .2s var(--ease); }
.faqx details[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faqx .faqx__a { padding: 0 20px 18px; color: var(--color-ink-2); }
.faqx .faqx__a p { margin: 0 0 8px; }
.faq-cats { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 26px; }
.faq-cats button { border: 1px solid var(--color-line); background: #fff; border-radius: 999px; padding: 9px 16px; font-size: .9rem; font-weight: 600; color: var(--color-ink-2); }
.faq-cats button[aria-pressed="true"] { background: var(--color-ink); border-color: var(--color-ink); color: #fff; }
.faq-group { margin-bottom: 36px; }
.faq-group h2 { font-size: 1.35rem; margin-bottom: 14px; }
.legal-flag { font-size: .8rem; color: var(--color-warn); display: block; margin-top: 8px; }

/* CTA band */
.band { position: relative; overflow: hidden; border-radius: var(--radius-xl); background: var(--grad-deep); color: #fff; padding: clamp(32px, 5vw, 56px); display: grid; gap: 24px; align-items: center; box-shadow: var(--shadow-xl); }
@media (min-width: 900px) { .band { grid-template-columns: 1.4fr auto; } }
.band::before { content: ""; position: absolute; inset: 0; background: radial-gradient(60% 90% at 100% 0%, rgba(20,86,241,.6), transparent 60%), radial-gradient(50% 80% at 0% 100%, rgba(0,195,137,.25), transparent 60%); pointer-events: none; }
.band > * { position: relative; }
.band h2 { color: #fff; margin-bottom: 8px; }
.band p { color: rgba(255,255,255,.8); margin: 0; }
.band__cta { display: flex; gap: 12px; flex-wrap: wrap; }

/* Big number / partner economics */
.stat { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 24px; }
.stat strong { display: block; font-family: var(--font-display); font-size: clamp(2rem, 4vw, 2.8rem); letter-spacing: -.03em; line-height: 1.05; background: var(--grad-primary); -webkit-background-clip: text; background-clip: text; color: transparent; }
.stat span { display: block; margin-top: 6px; color: var(--color-muted); }
.section--deep .stat { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.14); }
.section--deep .stat strong { background: none; color: #7fe6c0; -webkit-background-clip: initial; background-clip: initial; }
.section--deep .stat span { color: rgba(255,255,255,.75); }

.ledger { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); overflow: hidden; }
.ledger__row { display: grid; grid-template-columns: 1fr auto auto; gap: 14px; padding: 15px 20px; border-bottom: 1px solid var(--color-line); align-items: center; font-size: .95rem; }
.ledger__row:last-child { border-bottom: 0; }
.ledger__row--head { background: var(--color-surface); font-size: .78rem; text-transform: uppercase; letter-spacing: .06em; color: var(--color-muted); font-weight: 700; }
.ledger__row--total { background: var(--color-primary-soft); font-weight: 750; }
.ledger__row b { font-variant-numeric: tabular-nums; }

/* Integrations */
.integr { display: grid; gap: 12px; grid-template-columns: 1fr; }
@media (min-width: 700px) { .integr { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1000px) { .integr { grid-template-columns: repeat(3, 1fr); } }
.integr__item { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: 18px; }
.integr__item[data-status="planned"] { background: #fbfcfe; border-style: dashed; }
.integr__logo { width: 42px; height: 42px; flex: none; border-radius: 12px; background: var(--color-surface-2); color: var(--color-ink-2); display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: .9rem; }
.integr__logo svg { width: 20px; height: 20px; }
.integr__body { flex: 1; min-width: 0; }
.integr__top { display: flex; justify-content: space-between; gap: 10px; align-items: center; margin-bottom: 4px; }
.integr__name { font-weight: 700; }
.integr__desc { font-size: .88rem; color: var(--color-muted); margin: 0; }

/* Company identity card */
.idcard { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 24px; display: grid; gap: 0; }
.idcard__row { display: grid; grid-template-columns: minmax(120px, 38%) 1fr; gap: 12px; padding: 12px 0; border-bottom: 1px solid var(--color-surface-2); font-size: .95rem; }
.idcard__row:last-child { border-bottom: 0; }
.idcard__row span { color: var(--color-muted); }
.idcard__row b { font-weight: 650; overflow-wrap: anywhere; }

/* Team */
.team-grid { display: grid; gap: 18px; grid-template-columns: 1fr; }
@media (min-width: 700px) { .team-grid { grid-template-columns: repeat(3, 1fr); } }
.person { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: 24px; text-align: center; }
.person__photo { width: 96px; height: 96px; border-radius: 50%; margin: 0 auto 14px; object-fit: cover; background: linear-gradient(135deg, var(--color-primary-soft), var(--color-surface-2)); border: 1px solid var(--color-line); }
.person h3 { margin-bottom: 2px; font-size: 1.05rem; }
.person__role { color: var(--color-primary); font-weight: 600; font-size: .9rem; margin-bottom: 10px; }
.person__bio { font-size: .9rem; color: var(--color-muted); }
.person a { font-size: .88rem; font-weight: 600; }

/* Forms (calculator, partner form, contact) */
.form { display: grid; gap: 16px; }
.field { display: grid; gap: 7px; }
.field label, .field .field__label { font-weight: 650; font-size: .93rem; }
.field input, .field select, .field textarea { width: 100%; font: inherit; font-size: 1rem; padding: 12px 14px; border: 1px solid var(--color-line); border-radius: 12px; background: #fff; color: var(--color-ink); transition: border-color .15s, box-shadow .15s; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--color-primary); box-shadow: 0 0 0 4px var(--color-primary-soft); }
.field small { color: var(--color-muted); font-size: .82rem; }
.field--row { grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .field--row { grid-template-columns: 1fr; } }
.seg { display: grid; grid-template-columns: repeat(var(--n, 3), 1fr); gap: 6px; padding: 5px; background: var(--color-surface-2); border-radius: 999px; }
.seg button { border: 0; background: transparent; border-radius: 999px; padding: 10px 8px; font-size: .9rem; font-weight: 600; color: var(--color-muted); white-space: nowrap; }
.seg button[aria-checked="true"] { background: #fff; color: var(--color-ink); box-shadow: var(--shadow-sm); }
@media (max-width: 440px) { .seg { grid-template-columns: 1fr; border-radius: 16px; } .seg button { border-radius: 12px; } }
.range-row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.range-row b { font-family: var(--font-display); font-size: 1.2rem; font-variant-numeric: tabular-nums; }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 30px; border-radius: 999px; background: linear-gradient(90deg, var(--color-primary) var(--fill, 50%), var(--color-surface-2) var(--fill, 50%)) center / 100% 8px no-repeat; padding: 0; border: 0; cursor: pointer; }  /* 30px hit area, 8px visual track */
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; background: #fff; border: 3px solid var(--color-primary); box-shadow: var(--shadow-md); cursor: pointer; }
input[type=range]::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 3px solid var(--color-primary); cursor: pointer; }
.calcx { display: grid; gap: 24px; }
@media (min-width: 960px) { .calcx { grid-template-columns: 1.05fr .95fr; align-items: start; } }
.calcx__panel { background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: clamp(20px, 3vw, 30px); box-shadow: var(--shadow-md); }
.calcx__result { background: var(--grad-deep); color: #fff; border-radius: var(--radius-lg); padding: clamp(22px, 3vw, 32px); position: sticky; top: 90px; overflow: hidden; }
.calcx__result::before { content: ""; position: absolute; inset: 0; background: radial-gradient(70% 70% at 100% 0%, rgba(20,86,241,.55), transparent 62%); pointer-events: none; }
.calcx__result > * { position: relative; }
.calcx__result small { display: block; color: rgba(255,255,255,.7); font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; margin-bottom: 6px; }
.calcx__big { font-family: var(--font-display); font-size: clamp(1.9rem, 4vw, 2.6rem); font-weight: 750; letter-spacing: -.03em; line-height: 1.1; font-variant-numeric: tabular-nums; margin-bottom: 20px; }
.calcx__mid { font-family: var(--font-display); font-size: 1.5rem; font-weight: 700; font-variant-numeric: tabular-nums; margin-bottom: 18px; color: #7fe6c0; }
.calcx__note { font-size: .84rem; color: rgba(255,255,255,.72); margin: 0 0 18px; }
.calcx__warn { background: rgba(255,180,90,.14); border: 1px solid rgba(255,180,90,.4); color: #ffd9a8; border-radius: 12px; padding: 12px 14px; font-size: .9rem; margin-bottom: 18px; }
.calcx__result .btn { width: 100%; }

/* Partner / generic lead form feedback */
.form-ok { background: var(--color-accent-soft); color: var(--color-accent-ink); border-radius: 12px; padding: 14px 16px; font-weight: 600; }
/* text, link and text again flow as one paragraph (flex would make each a column); the box hangs on the left */
.consent { display: block; position: relative; padding-left: 28px; font-size: .86rem; color: var(--color-muted); }
.consent input { position: absolute; left: 0; top: 3px; margin: 0; }
.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }   /* lead forms' honeypot (nospam) */

/* Status note ("planned", "coming soon") */
.planned { background: #fbfcfe; border: 1px dashed #c9d4e6; border-radius: var(--radius-lg); padding: 24px; }
.planned h3 { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }

/* Resource cards */
.res { display: flex; flex-direction: column; }
.res__cat { font-size: .74rem; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--color-primary); margin-bottom: 10px; }
.res__meta { margin-top: auto; padding-top: 14px; font-size: .84rem; color: var(--color-muted); }

/* Article (guides) */
.article { display: grid; gap: 40px; }
@media (min-width: 1000px) { .article { grid-template-columns: 240px 1fr; } }
.toc { position: sticky; top: 90px; align-self: start; font-size: .9rem; display: none; }
@media (min-width: 1000px) { .toc { display: block; } }
.toc h2 { font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--color-muted); margin-bottom: 10px; }
.toc ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 2px; border-left: 2px solid var(--color-line); }
.toc a { display: block; padding: 6px 12px; color: var(--color-ink-2); margin-left: -2px; border-left: 2px solid transparent; }
.toc a:hover { color: var(--color-primary); border-left-color: var(--color-primary); text-decoration: none; }
.disclaimer { font-size: .88rem; color: var(--color-muted); background: var(--color-surface); border-radius: var(--radius-md); padding: 14px 16px; }

/* Contact cards */
.contact-card { display: flex; flex-direction: column; }
.contact-card .btn { margin-top: auto; align-self: flex-start; }
.contact-card p { margin-bottom: 18px !important; }

/* =====================================================================
   FOOTER
   ===================================================================== */
.footer { position: relative; background: var(--color-ink); color: #d8dee8; padding: 64px 0 24px; font-size: .92rem; line-height: 1.6; overflow: hidden; }
.footer::before { content: ""; position: absolute; inset: 0 0 auto; height: 1px; background: linear-gradient(90deg, transparent, rgba(20,86,241,.8), rgba(0,195,137,.6), transparent); }
.footer p { color: #d8dee8; }
.footer__grid { display: grid; gap: 30px; grid-template-columns: 1fr 1fr; }
.footer__brand { grid-column: 1 / -1; }
@media (min-width: 900px) { .footer__grid { grid-template-columns: 1.6fr repeat(4, 1fr); } .footer__brand { grid-column: auto; } }
.footer h4, .footer .footer__h { color: #fff; font-size: .95rem; line-height: 1.3; letter-spacing: -0.01em; margin-bottom: 12px; }
.footer a { color: #fff; display: block; margin-bottom: 8px; opacity: .8; transition: opacity .2s var(--ease); }
.footer a:hover { opacity: 1; }
.footer .nav__logo { color: #fff; }
.footer__legalnav { display: flex; flex-wrap: wrap; gap: 6px 18px; border-top: 1px solid rgba(255,255,255,.14); margin-top: 34px; padding-top: 20px; }
.footer__legalnav a { display: inline; margin: 0; font-size: .85rem; }
.footer__compliance { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08); border-radius: var(--radius-md); padding: 18px; margin-top: 20px; font-size: .82rem; color: #c8d0de; line-height: 1.6; }
.footer__compliance strong { color: #fff; }
.footer__legal { margin-top: 18px; color: #b6bfd0; font-size: .82rem; }

/* =====================================================================
   COOKIE
   ===================================================================== */
.cookie { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 100; background: rgba(255,255,255,.97); backdrop-filter: blur(12px); border: 1px solid var(--color-line); border-radius: var(--radius-lg); box-shadow: var(--shadow-xl); padding: 20px 22px; display: none; gap: 16px; align-items: center; flex-wrap: wrap; max-width: 780px; margin: 0 auto; }
.cookie.is-visible { display: flex; }
.cookie p { margin: 0; font-size: .88rem; color: var(--color-ink-2); flex: 1 1 280px; }
.cookie__actions { display: flex; gap: 8px; flex-wrap: wrap; }
.cookie__prefs { display: grid; gap: 6px; margin: 10px 0 4px; font-size: .88rem; }

/* Demo banner (cabinets & prototypes) */
.demo-bar { background: #fff4e5; color: #7a3d00; border-bottom: 1px solid #f3d3a8; font-size: .85rem; text-align: center; padding: 8px 16px; }

/* Reveal */
.has-motion [data-reveal] { opacity: 0; transform: translateY(18px); transition: opacity .6s var(--ease-out), transform .6s var(--ease-out); }
.has-motion [data-reveal].is-in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
  .has-motion [data-reveal] { opacity: 1 !important; transform: none !important; }
}
@media print { .header, .footer, .cookie { display: none !important; } }

/* fixes after page authoring */
.tile__more svg { width: 16px; height: 16px; flex: none; }
.tile > .sbadge { align-self: flex-start; margin-bottom: 12px; }
.article > * { min-width: 0; }
.split > *, .grid > * { min-width: 0; }

/* ---------------- Revenue calculator (prompt v2, 2026-09-25) ----------------
   Dark navy block, copy on the left, big white interactive card on the right.
   Mobile: one column — intro, then the card (amount → sliders → repayment →
   disclaimer → CTA); the left "Apply" button is hidden to avoid a double CTA. */
.rcalc { position: relative; display: grid; gap: clamp(24px, 4vw, 56px); grid-template-columns: 1fr; align-items: center; background: var(--grad-deep); color: #fff; border-radius: var(--radius-xl); padding: clamp(24px, 5vw, 64px); overflow: hidden; box-shadow: var(--shadow-xl); }
.rcalc::before { content: ""; position: absolute; inset: 0; background: radial-gradient(55% 70% at 0% 0%, rgba(20,86,241,.5), transparent 60%), radial-gradient(45% 60% at 100% 100%, rgba(0,195,137,.22), transparent 60%); pointer-events: none; }
.rcalc > * { position: relative; min-width: 0; }
@media (min-width: 960px) { .rcalc { grid-template-columns: .9fr 1.1fr; } }
.rcalc .eyebrow { background: rgba(255,255,255,.1); color: #a9c9ff; }
.rcalc__title { color: #fff; font-size: clamp(1.7rem, 3.4vw, 2.6rem); line-height: 1.12; margin-bottom: 16px; }
.rcalc__lead { color: rgba(255,255,255,.84); font-size: 1.08rem; margin: 0 0 12px; max-width: 46ch; }
.rcalc__note { color: rgba(255,255,255,.62); font-size: .92rem; margin: 0 0 28px; }
.rcalc .rcalc__apply { display: none; }
@media (min-width: 960px) { .rcalc .rcalc__apply { display: inline-flex; } }
.rcalc__card { background: #fff; color: var(--color-ink); border-radius: var(--radius-lg); padding: clamp(20px, 3.4vw, 36px); box-shadow: 0 30px 70px -26px rgba(0,0,0,.55); display: grid; gap: 22px; }
.rcalc__result { background: linear-gradient(135deg, var(--color-primary-soft), #f2f6ff); border-radius: var(--radius-md); padding: 20px 22px; }
.rcalc__kicker { font-size: .95rem; font-weight: 650; color: var(--color-ink-2); }
.rcalc__amount { font-family: var(--font-display); display: flex; align-items: baseline; flex-wrap: wrap; gap: 4px 10px; margin: 4px 0 8px; }
.rcalc__upto { font-size: 1.1rem; font-weight: 650; color: var(--color-muted); }
.rcalc__amount strong { font-size: clamp(2.4rem, 7vw, 3.4rem); font-weight: 780; letter-spacing: -.035em; line-height: 1.05; color: var(--color-primary); font-variant-numeric: tabular-nums; white-space: nowrap; }
.rcalc__amount sup { font-size: 1.2rem; color: var(--color-primary); margin-left: -8px; }
.rcalc__amount strong.bump { animation: rcBump .35s var(--ease-out); }
@keyframes rcBump { 40% { transform: scale(1.04); } }
.rcalc__incl { margin: 0; font-size: .92rem; color: var(--color-ink-2); }
.rcalc__partner { margin: 0 0 6px; font-size: .92rem; font-weight: 650; color: var(--color-primary); }
.rcalc__form { display: grid; gap: 22px; }
.rcalc__row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 12px; }
.rcalc__row label { font-weight: 650; }
.rcalc__row b { font-family: var(--font-display); font-size: 1.25rem; font-variant-numeric: tabular-nums; white-space: nowrap; }
.rcalc__scale, .rcalc__ticks { display: flex; justify-content: space-between; font-size: .78rem; color: var(--color-muted); margin-top: 6px; font-variant-numeric: tabular-nums; }
.rcalc__ticks span { width: 0; display: flex; justify-content: center; white-space: nowrap; }
.rcalc__ticks span:first-child { justify-content: flex-start; } .rcalc__ticks span:last-child { justify-content: flex-end; }
@media (max-width: 480px) { .rcalc__ticks span:nth-child(2), .rcalc__ticks span:nth-child(4), .rcalc__ticks span:nth-child(6), .rcalc__ticks span:nth-child(8) { visibility: hidden; } }
.rcalc__repay { border-left: 3px solid var(--color-accent); padding: 2px 0 2px 14px; }
.rcalc__repay strong { display: block; font-size: 1rem; }
.rcalc__repay p { margin: 4px 0 0; font-size: .9rem; color: var(--color-muted); }
.rcalc__disc p { margin: 0 0 6px; font-size: .78rem; color: var(--color-muted); line-height: 1.5; }
.rcalc__disc p:first-child { font-weight: 600; color: var(--color-ink-2); }
.money__row--total strong.money__txt { font-size: 1.1rem; white-space: normal; text-align: right; }

/* ---------------- UX audit 2026-09-26 ---------------- */
/* Links inside running text are underlined (WCAG 1.4.1: not colour alone) */
main p a:not(.btn), main li a:not(.btn), main td a:not(.btn), main label a, .callout a:not(.btn), .footer__compliance a { text-decoration: underline; text-underline-offset: 2px; text-decoration-thickness: 1px; }
main p a:not(.btn):hover, main li a:not(.btn):hover { text-decoration-thickness: 2px; }
/* Touch targets ≥ 24px on small screens */
@media (max-width: 760px) {
  .crumbs a { display: inline-block; padding: 6px 0; }
  .footer a { padding: 5px 0; margin-bottom: 2px; }
  .footer__legalnav a { display: inline-block; padding: 6px 0; }
}
/* Scrollable regions get keyboard focus (set by site.js) */
[data-scroll-region]:focus-visible { outline: 2px solid var(--color-primary); outline-offset: 2px; }

/* ---------- Product visuals (OS 2026-09-26 §7): real product screens instead of text cards ---------- */
.show { display: grid; gap: clamp(28px, 5vw, 64px); align-items: center; }
@media (min-width: 960px) { .show { grid-template-columns: 1fr 1.05fr; } .show--rev .show__text { order: 2; } }
.show__text > p { max-width: 54ch; }
.show__visual { position: relative; }
.show__visual::before { content: ""; position: absolute; inset: 8% -4% -6% 10%; background: radial-gradient(60% 60% at 60% 40%, rgba(20,86,241,.12), transparent 70%); z-index: 0; pointer-events: none; }
/* one column (< 960px): the glow stays inside the screen, its -4% right edge made the page scroll sideways by 9–17px */
@media (max-width: 959px) { .show__visual::before { right: 0; } }
.pv { position: relative; z-index: 1; margin: 0; background: #fff; border: 1px solid var(--color-line); border-radius: 18px; box-shadow: var(--shadow-lg); overflow: hidden; max-width: 520px; margin-inline: auto; }
.pv__bar { display: flex; align-items: center; gap: 6px; padding: 10px 14px; background: var(--color-surface); border-bottom: 1px solid var(--color-line); }
.pv__bar i { width: 9px; height: 9px; border-radius: 50%; background: #d3dbe8; }
.pv__bar span { margin-left: 10px; font-size: .72rem; color: var(--color-muted); background: #fff; border: 1px solid var(--color-line); border-radius: 999px; padding: 2px 12px; }
.pv__body { padding: 18px 20px 20px; display: grid; gap: 12px; }
.pv__title { font-family: var(--font-display); font-weight: 700; font-size: 1.02rem; color: var(--color-ink); margin: 0 0 2px; }
.pv__cap { font-size: .72rem; color: var(--color-muted); padding: 9px 16px; border-top: 1px dashed var(--color-line); background: var(--color-surface); }
.pmark { display: inline-grid; place-items: center; width: 38px; height: 38px; flex: none; border-radius: 10px; background: var(--pm, var(--color-ink)); color: #fff; font-family: var(--font-display); font-weight: 800; font-size: 1.05rem; }
.pmark--bank { background: var(--color-primary-soft); color: var(--color-primary); }
.pmark--bank svg { width: 20px; height: 20px; }
.pv-conn { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border: 1px solid var(--color-line); border-radius: 12px; }
.pv-conn__txt { flex: 1; min-width: 0; display: grid; }
.pv-conn__txt b { font-size: .92rem; color: var(--color-ink); }
.pv-conn__txt small { font-size: .78rem; color: var(--color-muted); }
.pv-pill { font-size: .72rem; font-weight: 700; padding: 4px 10px; border-radius: 999px; background: var(--color-surface-2); color: var(--color-ink-2); white-space: nowrap; }
.pv-pill--ok { background: var(--color-accent-soft); color: var(--color-accent-ink); }
.pv-pill--warn { background: var(--color-warn-soft); color: var(--color-warn); }
.pv-btn { display: inline-flex; font-size: .8rem; font-weight: 700; padding: 7px 14px; border-radius: 999px; border: 1px solid var(--color-line); color: var(--color-ink); background: #fff; white-space: nowrap; }
.pv-btn--solid { background: var(--color-primary); border-color: var(--color-primary); color: #fff; }
.pv-actions { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 4px; }
.pv-kv { display: flex; justify-content: space-between; gap: 12px; padding: 9px 0; border-bottom: 1px solid var(--color-line); font-size: .88rem; color: var(--color-ink-2); }
.pv-kv b { color: var(--color-ink); font-variant-numeric: tabular-nums; text-align: right; }
.pv-kv--top { border-top: 1px solid var(--color-line); border-bottom: 0; }
.pv-offer__head { display: flex; justify-content: space-between; align-items: center; gap: 10px; }
.pv-offer__head small { color: var(--color-muted); font-size: .78rem; }
.pv-flow { display: grid; grid-template-columns: 1fr auto 1fr auto 1fr; align-items: center; gap: 8px; }
.pv-flow > div { background: var(--color-surface); border-radius: 12px; padding: 10px; display: grid; gap: 2px; min-width: 0; }
.pv-flow small { font-size: .68rem; color: var(--color-muted); line-height: 1.25; }
.pv-flow b { font-family: var(--font-display); font-size: 1.02rem; color: var(--color-ink); font-variant-numeric: tabular-nums; }
.pv-flow > span { color: var(--color-muted); }
.pv-bars { display: flex; align-items: flex-end; gap: 10px; height: 110px; padding: 6px 4px 0; border-bottom: 1px solid var(--color-line); }
.pv-bars span { flex: 1; height: var(--h); background: var(--color-primary-soft); border-radius: 8px 8px 2px 2px; position: relative; overflow: hidden; }
.pv-bars span i { position: absolute; left: 0; right: 0; bottom: 0; height: var(--c); background: var(--color-primary); }
.pv-bars--year { gap: 5px; height: 130px; }
.pv-bars--year span { background: linear-gradient(180deg, #4b7cff, var(--color-primary)); border-radius: 5px 5px 1px 1px; }
.pv-legend { display: flex; gap: 16px; font-size: .74rem; color: var(--color-muted); }
.pv-legend span::before { content: ""; display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 6px; vertical-align: -1px; background: var(--color-primary-soft); }
.pv-legend span + span::before { background: var(--color-primary); }
.pv-progress { height: 8px; border-radius: 999px; background: var(--color-surface-2); overflow: hidden; }
.pv-progress i { display: block; height: 100%; background: var(--color-accent); border-radius: inherit; }
.pv-fun { display: grid; grid-template-columns: 96px 1fr 40px; align-items: center; gap: 10px; font-size: .84rem; color: var(--color-ink-2); }
.pv-fun i { height: 14px; width: var(--w); border-radius: 999px; background: linear-gradient(90deg, var(--color-primary), #4b7cff); }
.pv-fun:last-of-type i { background: var(--color-accent); }
.pv-fun b { text-align: right; font-variant-numeric: tabular-nums; color: var(--color-ink); }
.pv-steps { list-style: none; margin: 0; padding: 0; display: flex; gap: 6px; counter-reset: pvs; }
.pv-steps li { flex: 1; font-size: .7rem; color: var(--color-muted); padding-top: 8px; border-top: 3px solid var(--color-line); counter-increment: pvs; }
.pv-steps li::before { content: counter(pvs) ". "; }
.pv-steps li.done { border-color: var(--color-accent); color: var(--color-ink-2); }
.pv-steps li.cur { border-color: var(--color-primary); color: var(--color-ink); font-weight: 700; }
.pv-field { position: relative; display: grid; gap: 2px; padding: 10px 12px; border: 1px solid var(--color-line); border-radius: 12px; }
.pv-field small { font-size: .74rem; color: var(--color-muted); }
.pv-field b { font-size: .95rem; color: var(--color-ink); }
.pv-field i { height: 5px; border-radius: 999px; margin-top: 6px; background: linear-gradient(90deg, var(--color-primary) var(--v), var(--color-surface-2) var(--v)); }
.pv-kpis { display: grid; grid-template-columns: repeat(2, 1fr); gap: 8px; }
.pv-kpi { background: var(--color-surface); border-radius: 12px; padding: 10px 12px; display: grid; }
.pv-kpi small { font-size: .72rem; color: var(--color-muted); }
.pv-kpi b { font-family: var(--font-display); font-size: 1.1rem; color: var(--color-ink); font-variant-numeric: tabular-nums; }
@media (max-width: 520px) {
  .pv__body { padding: 14px; }
  .pv-flow { grid-template-columns: 1fr; } .pv-flow > span { display: none; }
  .pv-fun { grid-template-columns: 82px 1fr 34px; }
}
/* hero asides can hold a product visual too */
.phero__grid--aside .pv { max-width: 480px; }

/* ---------- Resource hub (OS §1: Resources = knowledge / trust hub) ---------- */
.hub { display: grid; gap: 0; border-top: 1px solid var(--color-line); }
.hub__row { display: grid; gap: 6px 28px; padding: 26px 0; border-bottom: 1px solid var(--color-line); color: inherit; }
@media (min-width: 860px) { .hub__row { grid-template-columns: 64px 1fr 1.3fr auto; align-items: start; } }
.hub__row:hover { text-decoration: none; }
.hub__row:hover .hub__go { transform: translateX(4px); color: var(--color-primary); }
.hub__num { font-family: var(--font-display); font-size: 1.8rem; font-weight: 760; color: var(--color-primary); line-height: 1; }
.hub__row h3 { margin: 0; font-size: 1.25rem; }
.hub__row p { margin: 0; color: var(--color-muted); }
.hub__row ul { margin: 8px 0 0; padding-left: 18px; color: var(--color-ink-2); font-size: .92rem; }
.hub__go { display: inline-flex; align-items: center; gap: 6px; font-weight: 650; color: var(--color-ink); transition: transform .2s var(--ease), color .2s var(--ease); white-space: nowrap; }
.hub__go svg { width: 18px; height: 18px; }

/* ---------- phones (2026-09-28): sticky apply bar, wide tables, safe areas ---------- */
.sticky-cta { display: none; }
@media (max-width: 760px) {
  .sticky-cta { display: block; position: fixed; z-index: 90; left: 0; right: 0; bottom: 0; padding: 10px max(16px, env(safe-area-inset-left)) calc(10px + env(safe-area-inset-bottom));
    background: rgba(255,255,255,.94); border-top: 1px solid var(--color-line); backdrop-filter: saturate(1.4) blur(14px); -webkit-backdrop-filter: saturate(1.4) blur(14px);
    transform: translateY(110%); transition: transform .25s var(--ease-out); }
  .sticky-cta.is-on { transform: none; }
  .sticky-cta__btn { width: 100%; min-height: 52px; font-size: 1.02rem; }
  body:has(.sticky-cta.is-on) { padding-bottom: calc(76px + env(safe-area-inset-bottom)); }
  /* comparison tables scroll sideways instead of widening the page */
  table.tbl, .legal table { display: block; max-width: 100%; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  table.tbl th, table.tbl td { white-space: nowrap; }
  .lang-switch a { min-height: 36px; min-width: 40px; display: inline-flex; align-items: center; justify-content: center; }
  .cookie { bottom: calc(12px + env(safe-area-inset-bottom)); padding: 14px 16px; }
}
@media (prefers-reduced-motion: reduce) { .sticky-cta { transition: none; } }
@media (max-width: 760px) {
  .show { grid-template-columns: minmax(0, 1fr) !important; }
  .show > * { min-width: 0; }
  .callout > * { min-width: 0; overflow-wrap: anywhere; }
  .callout { flex-wrap: wrap; }
}
@media (max-width: 760px) {
  .btn { white-space: normal; text-align: center; max-width: 100%; }
  .show__visual { overflow: hidden; max-width: 100%; }
}

/* form checks (forms.js): the message under the field, the field outlined */
.field .error, form .error { display: block; margin-top: 4px; color: var(--color-danger); font-size: .84rem; line-height: 1.35; }
.field .error:empty, form .error:empty { display: none; }
form [aria-invalid="true"]:not([type="checkbox"]) { border-color: var(--color-danger); box-shadow: 0 0 0 3px rgba(192, 57, 43, .12); }